Did you get a new piece of jewelry for Christmas? While we don’t offer “jewelry insurance”, we have solutions to keep your jewelry and other high value items protected! Double check your homeowners or renters policy to see what coverage you have for valuables, such as jewelry or collectibles. Your policy may have some coverage, but it will likely not be enough to insure your items to their full value. To solve this issue, we recommend getting appraisals for your items and adding a “floater endorsement” to your policy. The floater allows your high value items to have coverage beyond the underlying limits of your homeowners or renters policy.
Valuables & Liability Coverage
Liability coverage provides protection for you and your assets should you be found liable for the injury or property damage of another person. Most homeowners policies include some kind of liability coverage in case injury or property damage occurs your property. Depending on your insurance company, it may also provide liability coverage while you are away from home. However, depending on your assets, you may want to consider purchasing an additional umbrella policy with higher limits. Click here to read about more reasons you may want to consider a personal umbrella policy!
Our office will close Tuesday, December 31st and will re-open Thursday, January 2nd.
If you are in need of immediate assistance, please call customer service directly at 877-411-1344 or visit your online account.